By accessing the membership area of this website, which has the same force and affect as signing this agreement by hand, you agree to the following additional terms and conditions regarding your membership with M.2.C ACADEMY:

You have read, understood, and agreed to every provision of this Agreement, including any attachments, exhibits, and amendments thereto.

For purposes of this Agreement, the term “Member” refers to the individual that applies for and is accepted into the M.2.C ACADEMY Membership.

By entering into this Agreement, you are becoming a Member of M.2.C ACADEMY, an online publishing cooperative group and no other relationship is created by joining this membership, including, but not limited to, the following: agency, partnership, employee, joint venture, shareholder, or independent contractor.

While your membership provides you with strategies, tips, and ideas for improving your credit profile, you are solely responsible for any action you take based on the content therein. You understand that the information provided is for informational and entertainment purposes only, and any opinions or templates are provided as examples only. You have not looked to M.2.C ACADEMY to provide any tools or instrumentalities necessary to make any false statements to your creditors, debt collectors, or credit bureaus.

You further warrant and represent that all content of your correspondences are created by you and not M.2.C ACADEMY and none of the facts, opinions or other substantive content on your communications were provided by M.2.C ACADEMY.

M.2.C ACADEMY has no ability or duty to control your conduct except for M.2.C ACADEMY' s ability to enforce this Agreement and its terms.

M.2.C ACADEMY makes no representations or warranties regarding any results from your participating in this membership program.

You agree to abide by all applicable rules and laws governing your actions. You represent and warrant that your communications will not contain any materials that are illegal and that your websites are not operated for an illegal purpose or in an illegal manner.

You will not slander, smear, defame, or disparage any competitors, company or individual entity, or any words that are meant to mislead a company, customer or consumer.

You will ensure that all content you create is true, accurate, and up-to-date.

M.2.C ACADEMY is not responsible for any matter pertaining to your efforts to improve your credit or financial profile, or content thereof, and you hold M.2.C ACADEMY harmless from any and all claims, suits, threats, demands, liabilities, actions, causes of action related in any way to your actions and business. Such indemnity includes M.2.C ACADEMY's costs and attorneys fees in defending any such matter.

Your website and marketing materials must be in compliance with all Federal Trade Commission (“FTC”) regulations in regards to any affiliate marketing or endorsement program you join while a member of M.2.C ACADEMY Specifically, to the extent you become an affiliate of any entity and are compensated by that entity, you must include a disclosure on each page of your website and on all marketing material about your relationship with that entity. You must clearly and prominently include this disclosure in writing in a type size and location sufficiently noticeable for an ordinary consumer to read and comprehend it.

You agree and understand that any violation of this Agreement or any individual term and condition herein will result in your immediate removal from the membership program.

Either M.2.C ACADEMY, on the one hand, or you, the Member, on the other may terminated this Agreement at any time, with or without cause, by giving the other party written notice of termination in compliance with the Agreement. You understand that by terminating this Agreement, you will no longer be a Member of M.2.C.A. Notices sent hereunder shall be via e-mail to the Member at the e-mail address provided upon the initial registration of your Membership. Any and all notices to the Member via e-mails at such address shall be deemed to be effective notice to you for all purposes.

Returns and Refunds Policy  

Thank you for shopping at M.2.C Academy.

Please read this policy carefully. This is the Return and Refund Policy of
M.2.C Academy. Return and Refund Policy created by M.2.C Academy.

Digital products  

We do not issue refunds for digital products once the order is confirmed and
the product is sent.

We recommend contacting us for assistance if you experience any issues
receiving or downloading our products.

If you Wish to cancel at any time a written cancellation 
must be sent to * By email: M2CACADEMY@GMAIL.COM

If you do not send a written cancellation to the email 
 * By email: M2CACADEMY@GMAIL.COM stating you would
like to cancel before you are re-billed then your account will 
continue to be charged and you will be help liable for this charge.

if you Fail to pay or do a chargeback then you will be
subject to our company hiring a collection company to
send you a notice of collection and this could be
put on your credit report as a collection.

You would then be liable for the chargeback fee's and
the amount that you charged back to our company.

We would rather work this out with you rather then
going this direction but we are a business and we
must protect our company from any malicious acts
that could damage our companies reputation.

We work to send you up to 5 notices before we issue this
to a Collection company in efforts to get this resolved.

There should never be a situation that someone would
need to do a chargeback unless they too are being
victimized by someone stealing their information and
using it without permission.

We do NOT tolerate or condone people who are only out to get the information our company provides upon purchase then do a 
chargeback only to keep the products and not 
pay and this is not tolerated. We will Fight this behavior
the best we can.

We are not out to selfishly attack anyone but only to 
ensure our company is not damaged by a few who 
would seek to do so.

Contact us  

If you have any questions about our Cancelation, Returns and Refunds Policy, please contact


This Agreement shall remain in full force and effect until terminated by M.2.C ACADEMY or by you, the Member.

M.2.C ACADEMY reserves the right to modify any terms and conditions of this Agreement upon notice to you, the Member. Notice of any changes may be given via e-mail to the Member, or by posting the modifications on the M.2.C ACADEMY website, or by requiring you, the Member, to click on a button agreeing to a modification during the process of logging in to the M.2.C ACADEMY website/s (which shall have the same force and effect as a hand signature). Such changes and modifications will take effect upon transmission of an e-mail or clicking on the button indicating agreement. In the event that the Member does not log into the system/s for 5 days after the posting of this modification on the M.2.C ACADEMY website, the Member will be deemed to have accepted any such modifications. You may terminate your Membership in the event that any of these modifications are unacceptable to you and such termination shall be your sole and exclusive remedy. In the event that you fail to exercise your right to terminate or you continue to remain a Member following such modifications, you will be deemed by your continued participation to accept any and all such changes.

This Agreement sets forth the entire agreement and understanding between the parties with respect to the subject matter hereof and supersedes any and all prior discussions, understandings, agreements, representations, warranties, or covenants between the parties related to the subject matter hereof. This Agreement may only be amended by a writing signed by an authorized representative of each of the parties, except as otherwise stated herein. If any provisions or term of this Agreement is held to be invalid for any reason, it shall not affect the enforceability of the remainder of this Agreement or any other terms or condition of this Agreement.

 I agree to these terms and wish to continue and by moving forward you have agreed on this fully.