Terms Of Conditions/Subscriptions/Cancellations/Refund Policies
Terms of Service

IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER  www.M2CACADEMY.COM/CLICKLETTERS.COM OR OTHER OF OUR SITES WHICH LINK TO THESE TERMS.
   
THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS BELOW).  ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION LISTED BELOW .  THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.
 
The use of M2CACADEMY.COM/CLICKLETTERS.COM or other sites to which these Terms are linked (each, a “Website”), owned and maintained by M2C Academy LLC or Clickletters LLC d/b/a www.M2CACADEMY.COM/CLICKLETTERS.COM (“www.M2CACADEMY.COM/CLICKLETTERS.COM,” “we,” “our,” “us”), are governed by these Terms.  We offer the Website, including all information, tools, and services available from the Website to you, the user, conditioned upon your acceptance of all terms and conditions stated herein.  By accessing, using, subscribing, or placing an order over the Website, you and your business (including any sub users you may have) agree to the terms and conditions set forth herein. If you do not agree to these Terms in their entirety, you are not authorized to use the Website in any manner or form whatsoever.   

THIS IS A BINDING AGREEMENT.  THESE TERMS TOGETHER WITH OUR PRIVACY STATEMENT  AND DATA PROCESSING ADDENDUM   FORM A LEGALLY BINDING AGREEMENT (THE “AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND www.M2CACADEMY.COM/CLICKLETTERS.COM.  THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY www.M2CACADEMY.COM/CLICKLETTERS.COM, ANY ORDER YOU PLACE THROUGH THE WEBSITE, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPTED USE OF THE PRODUCTS OR SERVICES OFFERED ON OR AVAILABLE THROUGH THE WEBSITE. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

NAVIGATING THROUGH THESE TERMS
You can use the links below to navigate to areas of these Terms that apply specifically to you, or which may otherwise be of interest:

Payments and Cancellations: M2CACADEMY.COM/CLICKLETTERS.COM can change the monthly membership subscription rate at any time.  If the membership subscription rate changes after you subscribe, we will notify you by email and give you an opportunity to cancel.
 
If you wish to cancel your M2CACADEMY.COM/CLICKLETTERS.COM subscription (including subscriptions for services) at any time after you have set up and logged into any given subscription/membership portal/software/groups owned and ran by M2CACADEMY.COM/CLICKLETTERS.COM you must submit a cancellation request to us via our support email address support@m2cacademy.com or through your Account Dashboard in writing that can be verified by you and us as such to prevent any confusion as to it being done by you using the email you purchased with exactly, as detailed.  For monthly subscriptions (including subscriptions for services), we require at least ten (10) days’ notice of cancellation by email.  If you provide such notice less than ten (10) days before the first day of your next subscription month, your credit card may still be charged. You will not be entitled to prorate your last month’s use, nor will you be entitled to any refund for any payments to M2CACADEMY.COM/CLICKLETTERS.COM. For annual subscriptions, we also require at least ten (10) days’ notice of cancellation by email. If you provide such notification less than ten (10) days before the first day of your next subscription year, your credit card may still be charged.   If you cancel before the end of your year, you will not be entitled to a refund but we will provide you with a credit towards other M2CACADEMY.COM/CLICKLETTERS.COM’ subscription services. M2CACADEMY.COM/CLICKLETTERS.COM in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted. M2CACADEMY.COM/CLICKLETTERS.COM in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted. 



SECTION 1 – SUBSCRIPTION TERMS AND AUTOMATIC PAYMENT 
 
A www.M2CACADEMY.COM/CLICKLETTERS.COM user is responsible for paying all sums due to www.M2CACADEMY.COM/CLICKLETTERS.COM in connection with their monthly subscription in accordance with these Terms. The first fee payable in accordance with these Terms is due when the user account is set up and payment of the monthly fee is a condition of access, or after your free trial ends if one is in place at the time and you have not canceled the automatic subscription with us.  Every calendar month, your account will be charged up to the subscription fee plus applicable tax for the following month’s subscription IF warranted, together with any other fees for the following month’s subscription plus any accumulated charges for the past period (collectively, “Fees”). Failure by the www.M2CACADEMY.COM/CLICKLETTERS.COM user to use any of the services available through the service provided by www.M2CACADEMY.COM/CLICKLETTERS.COM does not relieve the www.M2CACADEMY.COM/CLICKLETTERS.COM user of their payment obligations under these Terms. 
 
Potential users can pay by credit card or debit card.  Payment details shall be collected by us through our secure financial data collection mechanism. You acknowledge and agree that we hold data relating to the transaction, including the last four digits and the expiration date of the card used to purchase the products or services together with details on when payment is due.  You further acknowledge and agree that payments are due on a recurring basis in accordance with the payment terms for the specific service purchased (unless the subscription is cancelled in accordance with these Terms) and therefore authorize the automatic payment collection terms applicable to that specific service (e.g., on a monthly basis and for a specific amount).   If for whatever reason, we are unable to process your monthly subscription payment, we may in our sole discretion, charge you a lesser amount to “pause” your account and retain your information as we attempt to contact you for updated payment information.
 
IF YOU ARE A M2CACADEMY.COM/CLICKLETTERS.COM USER WITH A MONTHLY OR ANNUAL SUBSCRIPTION AND YOU HAVE PROVIDED US WITH A VALID CREDIT OR DEBIT CARD NUMBER OR AN ALTERNATE PAYMENT METHOD, EACH PAYMENT WILL BE AUTOMATICALLY PROCESSED AT THE TIME OF YOUR DESIGNATED PAYMENT DATE (MONTHLY OR ANNUALLY) AND WILL BE BILLED TO THE PAYMENT METHOD YOU PROVIDED TO US AT THE TIME OF YOUR ENROLLMENT. AS NOTED ABOVE, IF WE DO NOT RECEIVE SUFFICIENT FUNDS, WE MAY CHARGE YOU A LESSER AMOUNT TO PAUSE YOUR ACCOUNT. IF YOU WISH TO CANCEL YOUR SUBSCRIPTION TO www.M2CACADEMY.COM/CLICKLETTERS.COM, YOU MAY DO SO THROUGH YOUR ACCOUNT DASHBOARD OR BY EMAILING SUPPORT@M2CACADEMY.COM AT LEAST TEN (10) DAYS BEFORE THE FIRST DAY OF YOUR NEXT SUBSCRIPTION MONTH.

www.M2CACADEMY.COM/CLICKLETTERS.COM reserves the right to immediately terminate a user’s account and/or service for any unpaid (in whole or part) period of the subscription (with or without notice).  Termination of service in no way relieves or excuses the user from any obligation to pay outstanding charges or expenses. In the event www.M2CACADEMY.COM/CLICKLETTERS.COM starts collection processes of any type, you will be liable for all collection costs, including legal fees and expenses, as provided in below. 
 
In addition to any Fees, www.M2CACADEMY.COM/CLICKLETTERS.COM may also charge applicable value added or other tax.



SECTION 2 – DISCLAIMER - YOUR BUSINESS’ INDIVIDUAL RESULTS WILL VARY
 
Every online business is different, employing different strategic approaches and organizational structures, and offering different products and services.  Therefore, individual results will vary from user to user. YOUR BUSINESS’ INDIVIDUAL RESULTS WILL VARY DEPENDING UPON A VARIETY OF FACTORS UNIQUE TO YOUR BUSINESS, INCLUDING BUT NOT LIMITED TO YOUR CONTENT, BUSINESS MODEL, AND PRODUCT AND SERVICE OFFERINGS.  

www.M2CACADEMY.COM/CLICKLETTERS.COM does not promise, guarantee, or warrant your business’ success, income, or sales. You understand and acknowledge that www.M2CACADEMY.COM/CLICKLETTERS.COM will not at any time provide sales leads or referrals to you or your business. Those businesses who purchase our products or services will receive access to software and tools to add their possible clients/and staff if optional in the purpose of using the software CRM to manage this process and otherwise assist with their respective online offerings. The businesses using this software will utilize the software CRM tools/letter generator/training to efficiently process letters and manage their clients and staff. However, we do not guarantee your business’ success and based upon many market factors that we cannot control, the software and tools we provide may or may not be applicable to your specific business. Further, we do not make earnings claims, efforts claims, return on investment claims, or claims that our software, tools, or other offerings will make your business any specific amount of money, guarantee to deliver results for you nor your clients using our systems/letters/methods and it is possible that you will not earn your investment back. We do not sell a business opportunity, “get rich quick” program, guaranteed system, franchise system, or a business in a box. You should not purchase our products or services if that is your expectation. Instead, you should purchase with the understanding that using the information and software purchased will take time and effort and may be applicable in some situations but not others. Also, we do not offer any tax, accounting, financial, or legal advice. You should consult your business’ accountant, attorney, or financial advisor for advice on these topics.  

SECTION 3 – YOUR RESPONSIBILITIES IN RUNNING YOUR BUSINESS
 
You represent and warrant that you operate a business in good standing and you agree that there are no prior or pending government investigations or prosecutions against you or your business. You also agree that you and your business will only use M2CACADEMY.COM/CLICKLETTERS.COM products and services for lawful purposes and that you shall not use such products or services, whether alone or in connection with other software, hardware, or services, for any unlawful or harmful purpose.  You are solely and exclusively responsible for complying with any and all applicable laws and regulations in running your business, including, but not limited to, all laws governing advertising and marketing claims, subscriptions, refunds, premium offers, tax laws, and all additional laws applicable to your business. You agree to notify M2CACADEMY.COM/CLICKLETTERS.COM if any investigation or lawsuit is threatened or filed against you, whereupon M2CACADEMY.COM/CLICKLETTERS.COM shall have the right to terminate this Agreement without liability.  M2CACADEMY.COM/CLICKLETTERS.COM shall have no liability for your violation of any laws. You are solely and exclusively responsible for collecting and reporting any and all sales and use tax, and any other taxes, which may apply to sales of products or services by your business including, but not limited to, taxes which may apply to voluntary donations provided by your customers (as described in the section below). M2CACADEMY.COM/CLICKLETTERS.COM shall not be responsible to collect or report any taxes which may apply to your business or sales of products or services by your business.  You agree to indemnify M2CACADEMY.COM/CLICKLETTERS.COM as set out in section below in the event that you and/or your business violates any law and a claim is threatened or asserted against M2CACADEMY.COM/CLICKLETTERS.COM as a result. 

YOU UNDERSTAND AND AGREE THAT THIS IS YOUR BUSINESS YOUR RESPONSIBILITY TO FOLLOW YOUR STATE LAWS, FTC LAWS, FCRA LAWS, AND ANY LAWS GOVERN TO YOU AND YOUR ENTITY/PERSONS/BUSINESS INCLUDING BUT NOT LIMITED TO ACTS YOU CHOOSE TO PROCEED TO DO. YOU ARE IN NO WAY HOLDING M2CACADEMY.COM/CLICKLETTERS.COM RESPONSIBLE FOR YOUR LACK OF INFORMATION/TRAINING/LAWS INFORCED ON YOU BY STATES YOU ARE DOING BUSINESS IN. WE IN NO WAY SUGGEST YOU BREAK ANY LAWS THAT IN PLACE TO PROTECT YOUR CLIENTS/CUSTOMERS/EMPLOYEES OF YOUR BUSINESS. WE IN NO WAY SUGGEST/RECOMMEND/OR TEACH ANY M2CACADEMY.COM/CLICKLETTERS.COM MEMBERS TO USE ANY PART OF OUR MEMBERSHIP/TRAINING/SOFTWARE/FACEBOOK GROUP/ADS AND ANY RELATING CONTENT TO ANY MEMBER OR NON MEMBER TO SUGGEST THAT THE MEMBER OR NON MEMBER BREAK ANY LAWS OR REGULATIONS IN ANY OR ALL STATES AT ANY TIME. WE ENCOURANGE AND MAKE REGULAR SUGGESTIONS TO MAKE SURE YOU KNOW YOUR LAWS/LEGAL PROCESSES/REGULATIONS FOR ANY AND OR EACH STATE YOU ARE DOING BUSINESS IN. WE DO NOT ENCOURAGE OR CONDONE IN ANYWAY CHARGING YOUR CLIENTS BEFORE YOU DO THE WORK IN ANY WAY USING OUR PAYMENT API'S/PORTALS/EMAILS/MESSENGER OR ANY OTHER SYSTEMS OR TRAING WE OFFER, AS WELL WE STRONGLY SUGGEST YOU LEARN AND GET MORE INFORMATION ON WHAT YOUR LAWS ARE IN YOUR STATE TO BILL/CHARGE/OR AS FOR MONIES FROM YOUR CLIENTS IN ANY WAY BEFORE BILLING THEM. WE M2CACADEMY.COM/CLICKLETTERS.COM STRONGLY RECOMMEND YOU LEARN THE FTC SPECIFIC GUIDLINES AS TO WHAT YOUR ALLOWED TO DO WHEN BILLING, CHARGING OR SELLING YOUR CREDIT REPAIR SERVICES AND THE TSR "Telemarketing Sales Rule" companies offering credit repair that use this software, or associated persons, in connection with the marketing or sale of credit repair services, requesting or receiving prohibited payments from consumers in a manner that violates the Telemarketing Sales Rule OR the Consumer Financial Protection AcT. We HIGHLY SUGGEST SPEAKING TO AN ATTORNEY/LEGAL TEAM ON WHAT YOUR RIGHTS ARE AND WHAT YOUR OPTIONS ARE TO ALLOW YOU TO LEGALLY CHARGE YOUR CLIENTS APPROPRIATLY WITHOUT CAUSING HARM TO YOUR CUSTOMERS OR YOURSELF OR YOUR BUSINESS. WE ARE NOT A LEGAL ADVISOR/LAW TEAM/LAWYER IN ANY WAY, WE ARE ONLY MAKING SUGGESTIONS TO WHAT YOU MIGHT POSSIBLY NEED TO DO TO ENSURE YOUR CREATING A SAFE ENVIROMENT FOR YOU TO RUN YOUR BUSINESS AND HELP PEOPLE IN THE PROCESS. ALL RECOMMENDATIONS OR SUGGESTONS ON THIS ARE FOR INFORMATIONAL PURPOSES ONLY. YOU SHOULD USE YOUR DISCREATION TO DO YOU OWN RESEARCH ON THIS PROCESS TO ENSURE A GREAT OUTCOME FOR YOU AND YOUR CLIENTS.

SECTION 4 – TESTIMONIALS, REVIEWS, AND PICTURES/VIDEOS

M2CACADEMY.COM/CLICKLETTERS.COM is pleased to hear from users and customers and welcomes your comments regarding our services and products.  M2CACADEMY.COM/CLICKLETTERS.COM may use testimonials and/or product reviews in whole or in part together with the name, city, and state of the person submitting it.  Testimonials may be used for any form of activity relating to M2CACADEMY.COM/CLICKLETTERS.COM’ services or products, in printed and online media, as M2CACADEMY.COM/CLICKLETTERS.COM determines in its sole and exclusive discretion.  Testimonials represent the unique experience of the participants and customers submitting the testimonial, and do not necessarily reflect the experience that you and your business may have using our services or products.  As set forth above in Sections below, your business’ results will vary depending upon a variety of factors unique to your business and market forces beyond M2CACADEMY.COM/CLICKLETTERS.COM’ control. Note that testimonials, photographs, and other information that you provide to us will be treated as non-confidential and nonproprietary, and, by providing them, you grant M2CACADEMY.COM/CLICKLETTERS.COM a royalty-free, worldwide, perpetual, non-exclusive and irrevocable license to use them. 
 
Additionally, M2CACADEMY.COM/CLICKLETTERS.COM reserves the right to correct grammatical and typing errors, to shorten testimonials prior to publication or use, and to review all testimonials prior to publication or use.  M2CACADEMY.COM/CLICKLETTERS.COM shall be under no obligation to use any, or any part of, any testimonial or product review submitted.  


SECTION 5 – COMPLIANCE WITH THE LAWS, INCLUDING COMMITMENT AGAINST HARASSMENT AND INTERFERENCE WITH OTHERS

As a M2CACADEMY.COM/CLICKLETTERS.COM user and/or Affiliate, whether or not you display the M2CACADEMY.COM/CLICKLETTERS.COM’ Badge, you must comply with all laws, both U.S. and foreign, including, but not limited to, laws prohibiting deceptive and misleading advertising and marketing, e-mail marketing laws (including the federal CAN-SPAM Act (15 U.S.C. § 7701)), data protection laws (including but not limited to the European Union General Data Protection Regulation, U.K. Data Protection Act, California Consumer Privacy Act, and Brazilian General Data Protection Regulation), telemarketing laws (including the federal Telephone Consumer Protection Act (47 U.S.C. § 227) and the Federal Trade Commission’s Telemarketing Sales Rule (16 C.F.R. § 310)), laws governing testimonials (including the Federal Trade Commission’s Revised Endorsements and Testimonials Guides (16 CFR Part 255)), and/or any similar laws, laws relating to intellectual property, privacy, security, terrorism, corruption, child protection, or import/export laws.  You are solely responsible for ensuring their compliance with all applicable laws, rules, regulations, and court orders of any kind of any jurisdiction applicable to you and your business, and any recipient to whom you send digital messages using our products or services. You have the responsibility to be aware of, understand, and comply with all applicable laws and ensure that you and all users of your account comply with such applicable laws at all times. 

If you use any messaging software, including any M2CACADEMY.COM/CLICKLETTERS.COM-provided messaging software now existing or which may in the future be created, or any other messaging system or other software or hardware provided by you or a third-party, you agree that you will follow all applicable laws with respect to sending messages, including without limitation the federal Telephone Consumer Protection Act. You further agree to indemnify and defend M2CACADEMY.COM/CLICKLETTERS.COM from any claims, damages, losses, and lawsuits of any kind or nature that may be made or brought against M2CACADEMY.COM/CLICKLETTERS.COM relating in any way to your violation of law or third-party rights by use or misuse of any messaging software or hardware, whether or not provided by M2CACADEMY.COM/CLICKLETTERS.COM. You further understand and agree that M2CACADEMY.COM/CLICKLETTERS.COM has no control over, and therefore cannot be responsible for, the functionality or failures of any third party software, including without limitation Facebook, Facebook Messenger, and internet browser notifications. M2CACADEMY.COM/CLICKLETTERS.COM DOES NOT WARRANT THAT ANY M2CACADEMY.COM/CLICKLETTERS.COM MESSAGING SOFTWARE WILL BE COMPATIBLE WITH ANY THIRD PARTY SOFTWARE.  YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR YOUR USE OF ANY AND ALL MESSAGING SOFTWARE AND/OR HARDWARE.



SECTION 6 – DISCLAIMERS OF OTHER WARRANTIES

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:  

THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO, AND EXPRESSLY DISCLAIM ANY AND ALL, REPRESENTATIONS AND WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY, AND/OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. WE DO NOT REPRESENT OR WARRANT, AND EXPRESSLY DISCLAIM THAT: (A) THE USE OF THE WEBSITE OR ANY SOFTWARE WILL BE SECURE, TIMELY, UNINTERRUPTED OR ERROR-FREE, OR OPERATE IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SYSTEM OR DATA, (B) THE WEBSITE, SOFTWARE, OR SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (C) ANY STORED DATA WILL BE ACCURATE OR RELIABLE, (D) THE QUALITY OF ANY PRODUCTS, SERVICES, SOFTWARE, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (E) ERRORS OR DEFECTS IN THE WEBSITE WILL BE CORRECTED, OR (F) THE WEBSITE OR THE SERVER(S) THAT MAKE THE WEBSITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

SECTION 7 – LIMITATIONS OF LIABILITIES

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL M2CACADEMY.COM/CLICKLETTERS.COM OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, TELECOMMUNICATIONS PROVIDERS, AND/OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS OR CLAIMS ARISING FROM OR RELATED TO THIS AGREEMENT INCLUDING THE PRIVACY STATEMENT AND DPA, THE SERVICES OR PRODUCTS, YOUR OR A THIRD PARTY’S USE OR ATTEMPTED USE OF THE WEBSITE OR ANY SOFTWARE, SERVICE, OR PRODUCT, REGARDLESS OF WHETHER M2CACADEMY.COM/CLICKLETTERS.COM HAS HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS, OR CLAIMS. THIS INCLUDES, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES OR PRODUCTS, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR OTHER DAMAGES.  THIS APPLIES REGARDLESS OF THE MANNER IN WHICH DAMAGES ARE ALLEGEDLY CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, OR OTHERWISE. 

IN NO EVENT SHALL M2CACADEMY.COM/CLICKLETTERS.COM LIABILITY TO YOU OR YOUR BUSINESS EXCEED THE AMOUNT OF THREE (3) TIMES THE PAYMENTS PAID BY YOU TO M2CACADEMY.COM/CLICKLETTERS.COM FOR THE MONTH PRECEDING THE DATE IN WHICH THE FACTS GIVING RISE TO A CLAIM AGAINST M2CACADEMY.COM/CLICKLETTERS.COM OCCURRED OR  TWO-THOUSAND DOLLARS ($2,000), WHICHEVER IS GREATER.

SECTION 8 – DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THIS ARBITRATION PROVISION CAREFULLY TO UNDERSTAND YOUR AND YOUR BUSINESS’ RIGHTS.  EXCEPT WHERE PROHIBITED BY LAW, YOU AND YOUR BUSINESS AGREE THAT ANY CLAIM THAT YOU OR YOUR BUSINESS MAY HAVE IN THE FUTURE MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION.  YOU ACKNOWLEDGE AND AGREE THAT YOU AND YOUR BUSINESS ARE WAIVING THE RIGHT TO A TRIAL BY JURY. THE RIGHTS THAT YOU AND YOUR BUSINESS WOULD HAVE IF YOU WENT TO COURT, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL, MAY BE MORE LIMITED OR MAY NOT EXIST.  YOU AGREE THAT YOU AND YOUR BUSINESS MAY ONLY BRING A CLAIM IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF (LEAD OR OTHERWISE) OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. YOU FURTHER AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OR CLAIMS OR OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

THERE IS NO JUDGE OR JURY IN ARBITRATION, AND COURT REVIEW OF AN ARBITRATION AWARD IS LIMITED.  HOWEVER, AN ARBITRATOR CAN AWARD ON AN INDIVIDUAL BASIS THE SAME DAMAGES AND RELIEF AS A COURT (INCLUDING INJUNCTIVE AND DECLARATORY RELIEF OR STATUTORY DAMAGES), AND MUST FOLLOW THESE TERMS AS A COURT WOULD.

If you have a complaint, dispute, or controversy, you agree to first contact us at support@m2cacademy.com to attempt to resolve the dispute or controversy informally. Any controversy or claim arising out of or related to the use of the Website, any product, service, or software, these Terms, the Privacy Statement, the DPA, the Affiliate Agreement, or your relationship with us that cannot be resolved through such informal process or through negotiation within one hundred and twenty (120) days shall be resolved by binding, confidential arbitration administered by the American Arbitration Association (“AAA”), and judgment on the award rendered may be entered in any court having jurisdiction thereof. 


AUTHORIZE THIS AGREEMENT TO CONTINUE

By accessing the membership area of this website, which has the same force and affect as signing this agreement by hand, you agree to the following additional terms and conditions regarding your membership with M.2.C ACADEMY M2CACADEMY.COM/CLICKLETTERS.COM: 

You have read, understood, and agreed to every provision of this Agreement, including any attachments, exhibits, and amendments thereto.

For purposes of this Agreement, the term “Member” refers to the individual that applies for and is accepted into the M.2.C ACADEMY Membership DBA..M2CACADEMY.COM/CLICKLETTERS.COM.

By entering into this Agreement, you are becoming a Member of M.2.C ACADEMY Membership DBA..M2CACADEMY.COM/CLICKLETTERS.COM, an online publishing cooperative group and no other relationship is created by joining this membership, including, but not limited to, the following: agency, partnership, employee, joint venture, shareholder, or independent contractor.

While your membership provides you with strategies, tips, and ideas for improving your credit profile, you are solely responsible for any action you take based on the content therein. You understand that the information provided is for informational and entertainment purposes only, and any opinions or templates are provided as examples only. You have not looked to M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM to provide any tools or instrumentalities necessary to make any false statements to your creditors, debt collectors, or credit bureaus.

You further warrant and represent that all content of your correspondences are created by you and not M.2.C ACADEMY  DBA..M2CACADEMY.COM/CLICKLETTERS.COM and none of the facts, opinions or other substantive content on your communications were provided by M.2.C ACADEMY.

M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM has no ability or duty to control your conduct except for M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM' s ability to enforce this Agreement and its terms.

M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM makes no representations or warranties regarding any results from your participating in this membership program.

You agree to abide by all applicable rules and laws governing your actions. You represent and warrant that your communications will not contain any materials that are illegal and that your websites are not operated for an illegal purpose or in an illegal manner.

You will not slander, smear, defame, or disparage any competitors, company or individual entity, or any words that are meant to mislead a company, customer or consumer.

You will ensure that all content you create is true, accurate, and up-to-date.

M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM is not responsible for any matter pertaining to your efforts to improve your credit or financial profile, or content thereof, and you hold M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM harmless from any and all claims, suits, threats, demands, liabilities, actions, causes of action related in any way to your actions and business. Such indemnity includes M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM's costs and attorneys fees in defending any such matter.

Your website and marketing materials must be in compliance with all Federal Trade Commission (“FTC”) regulations in regards to any affiliate marketing or endorsement program you join while a member of M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM Specifically, to the extent you become an affiliate of any entity and are compensated by that entity, you must include a disclosure on each page of your website and on all marketing material about your relationship with that entity. You must clearly and prominently include this disclosure in writing in a type size and location sufficiently noticeable for an ordinary consumer to read and comprehend it.

You agree and understand that any violation of this Agreement or any individual term and condition herein will result in your immediate removal from the membership program.

Either M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COMY, on the one hand, or you, the Member, on the other may terminated this Agreement at any time, with or without cause, by giving the other party written notice of termination in compliance with the Agreement. You understand that by terminating this Agreement, you will no longer be a Member of M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM. Notices sent hereunder shall be via e-mail to the Member at the e-mail address provided upon the initial registration of your Membership. Any and all notices to the Member via e-mails at such address shall be deemed to be effective notice to you for all purposes.

Returns and Refunds Policy  
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Thank you for shopping at M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM.

Please read this policy carefully. This is the Return and Refund Policy of M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM. Return and Refund Policy created by M.2.C ACADEMY DBA..M2CACADEMY.COM/CLICKLETTERS.COM.

Digital products  
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We do not issue refunds for digital products once the order is confirmed and the product is sent to you via email, or messaging, or over the phone set up which all calls are recorded and saved to protect all parties involved.

We recommend contacting us for assistance if you experience any issues receiving or downloading our products.

If you Wish to cancel at any time a written cancellation must be sent to * By email: SUPPORT@M2CACADEMY.COM (TEN DAYS ) (10 DAYS) prior to next payment as stated in the Section " Payment and Cancellations and Section 1 above on subscriptions " 

If you wish to cancel your M2CACADEMY.COM/CLICKLETTERS.COM subscription (including subscriptions for services) at any time after you have set up and logged into any given subscription/membership portal/software/groups owned and ran by M2CACADEMY.COM/CLICKLETTERS.COM you must submit a cancellation request to us via our support email address support@m2cacademy.com or through your Account Dashboard in writing that can be verified by you and us as such to prevent any confusion as to it being done by you using the email you purchased with exactly, as detailed. For monthly subscriptions (including subscriptions for services), we require at least ten (10) days’ notice of cancellation by email. If you provide such notice less than ten (10) days before the first day of your next subscription month, your credit card may still be charged. You will not be entitled to prorate your last month’s use, nor will you be entitled to any refund for any payments to M2CACADEMY.COM/CLICKLETTERS.COM. For annual subscriptions, we also require at least ten (10) days’ notice of cancellation by email. If you provide such notification less than ten (10) days before the first day of your next subscription year, your credit card may still be charged. If you cancel before the end of your year, you will not be entitled to a refund but we will provide you with a credit towards other M2CACADEMY.COM/CLICKLETTERS.COM’ subscription services. M2CACADEMY.COM/CLICKLETTERS.COM in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted. M2CACADEMY.COM/CLICKLETTERS.COM in its sole discretion may charge a cancellation fee equal to the amount the subscription was discounted. 

If you do not send a written cancellation to the email 
 * By email: SUPPORT@M2CACADEMY.COM (TEN DAYS ) (10 DAYS) prior to next payment as stated in the Section " Payment and Cancellations and Section 1 above on subscriptions "  stating you would like to cancel before you are re-billed then your account will continue to be charged and you will be help liable for this charge.

If you Fail to pay or do a chargeback then you will be subject to our company hiring a collection company to
send you a notice of collection and this could be put on your credit report as a collection.

You would then be liable for the chargeback fee's and the amount that you charged back to our company. As stated several times above.

We would rather work this out with you rather then going this direction but we are a business and we
must protect our company from any malicious acts that could damage our companies reputation.

We work to send you up to 5 notices before we issue this to a Collection company in efforts to get this resolved.

There should never be a situation that someone would need to do a chargeback unless they too are being
victimized by someone stealing their information and using it without permission.

We do NOT tolerate or condone people who are only out to get the information our company provides upon purchase then do a  chargeback only to keep the products and not pay and this is not tolerated. We will Fight this behavior
the best we can.

We are not out to selfishly attack anyone but only to ensure our company is not damaged by a few who 
would seek to do so.

Contact us  
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If you have any questions about our Cancelation, Returns and Refunds Policy, please contact
us:

  * By email: SUPPORT@M2CACADEMY.COM

This Agreement shall remain in full force and effect until terminated by M2CACADEMY.COM/CLICKLETTERS.COM or by you, the Member.

M2CACADEMY.COM/CLICKLETTERS.COM reserves the right to modify any terms and conditions of this Agreement upon notice to you, the Member. Notice of any changes may be given via e-mail to the Member, or by posting the modifications on the M2CACADEMY.COM/CLICKLETTERS.COM website, or by requiring you, the Member, to click on a button agreeing to a modification during the process of logging in to the M2CACADEMY.COM/CLICKLETTERS.COM website/s (which shall have the same force and effect as a hand signature). Such changes and modifications will take effect upon transmission of an e-mail or clicking on the button indicating agreement. In the event that the Member does not log into the system/s for 5 days after the posting of this modification on the M2CACADEMY.COM/CLICKLETTERS.COM website, the Member will be deemed to have accepted any such modifications. You may terminate your Membership in the event that any of these modifications are unacceptable to you and such termination shall be your sole and exclusive remedy. In the event that you fail to exercise your right to terminate or you continue to remain a Member following such modifications, you will be deemed by your continued participation to accept any and all such changes.

This Agreement sets forth the entire agreement and understanding between the parties with respect to the subject matter hereof and supersedes any and all prior discussions, understandings, agreements, representations, warranties, or covenants between the parties related to the subject matter hereof. This Agreement may only be amended by a writing signed by an authorized representative of each of the parties, except as otherwise stated herein. If any provisions or term of this Agreement is held to be invalid for any reason, it shall not affect the enforceability of the remainder of this Agreement or any other terms or condition of this Agreement.


 I agree to these terms and wish to continue and by moving forward you have agreed on this fully.

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